Wellness plans and pet insurance are two different options for making pet health care more affordable. Each has its own unique benefits but knowing the difference between both services is important. Our Knightdale vets are here to explain the key differences between wellness plans and pet insurance.
Protecting Your Pet's Future
Both wellness plans and pet insurance have benefits for you and your pet, but they are very different. Knowing what types of services your pet is and isn't covered for is incredibly important no matter which service you chose. By knowing your options you won't have to worry about surprise vet bills when you take your pet to the vet or need to pay for veterinary services.
What is a wellness plan?
Wellness plans make it easier for you to cover the cost of routine veterinary care and, unlike pet insurance, you only pay for the treatments and services you use throughout the year.
Wellness plans allows you to be more proactive with veterinary care by paying for the services in small amounts over time. These plans help your vet spot early signs of any conditions or diseases your pet may have before they become more serious, and more expensive to treat.
What does a wellness plan cover?
Generally, wellness plans cover routine vet care including wellness exams, parasite preventives, annual blood testing, and vaccines. By properly managing your pet's overall health throughout their life, the cost of routine veterinary care can remain affordable.
What is pet insurance?
Should your pet require emergency veterinary care, pet insurance helps you to take care of the cost of treatment.
The fact is that emergency treatment or treating an illness like cancer or diabetes can become very expensive. If you have pet insurance it means you will have financial help to pay the bills for any conditions and accidents that are covered by your pet insurance policy.
What does pet insurance cover?
Pet insurance policies differ for many reasons, but they generally cover treatment for illnesses or emergency treatment required after unexpected accidents. Some policies may also include prescription medications and the treatment of hereditary and congenital conditions as well as orthopedic conditions.
How do I choose which option to buy?
Making sure you know exactly how wellness plans and pet insurance can benefit you and your pet can help you decide which is right for you. Some pet owners choose either a wellness plan or pet insurance, while others subscribe to both to ensure their pet has complete coverage.
If you aren't sure which coverage is right for you, ask your vet. They can help you decide based on your pet's particular needs, medical history, and overall concerns.